See your exposure before an event.

Reveal the exposure.

DEMO PLACEHOLDER

The cluster you didn’t see.

A portfolio can appear balanced at first glance while significant concentrations remain hidden beneath the surface.

Hotspots helps underwriting, exposure and portfolio teams identify accumulations across the book, making it easier to investigate areas where exposure is building and understand how risk is distributed across the portfolio.

QUESTION

Could the biggest concentration in your book already exist?

TAKEAWAY

Find the concentration before it becomes the loss.

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DEMO PLACEHOLDER

What changes when you add one more risk?

Assess the property.
Understand the exposure.

A property may appear acceptable on its own while adding to an existing area of concentration. Radial accumulation helps users understand the surrounding exposure by showing the number of policies and total sum insured within a chosen radius of a proposed risk. This creates a clearer view of how a new property could affect the wider portfolio.

QUESTION

What changes when another property joins the portfolio?

TAKEAWAY

One more risk can change more than the property count.

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DEMO PLACEHOLDER

What else could this property take with it?

A selected commercial property may form part of a wider group of adjoining or closely situated buildings. Fire Blocks helps users investigate potential fire accumulation beyond the single building and understand how connected structures and insured locations may affect exposure. Fire Blocks is an optional capability. Availability depends on geography, licensing and customer configuration.

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QUESTION

What changes when another property joins the portfolio?

TAKEAWAY

One more risk can change more than the property count.

Extend beyond motor.

When insured assets concentrate in one place, location becomes part of the exposure story.

FLEET DEPOT ACCUMULATION

A commercial fleet may contain many individually insured vehicles, but overnight exposure can be concentrated across only a few depot or storage locations. Flood, crime or another event affecting one location could affect multiple vehicles simultaneously.

OVERNIGHT PARKING AND STORAGE CONCENTRATION

The same principle can apply to underground parking, dealership forecourts, EV-fleet charging sites and storage compounds. Treating these addresses as risk locations can help make hidden concentrations easier to identify and support a faster event response.