Using a highly segmented score, home insurance carriers can identify which properties are most likely to have preexisting roof damage leading to a hail claim. Click to see results of a recent U.S. hail study.
Even within hail-prone regions there can be significant variations in risk.
More segmentation — such as a 1-100 roof score — allows your organization to help determine what percent of inspections or underwriting referrals you target based on tradeoffs between budget and size of opportunity.
Click through to see highlights from a recent study
LexisNexis conducted a hail study of 2.5 million properties in central and southern states
Each property was scored with a 1-100 roof score and put into equal groups of 5%.
The study measured the next 12 months of hail claims by score group. *Internal LexisNexis® Risk Solutions data
